Quick to Close 

Buying a home? We educate, inform, and assist home-buyers for purchases and refinances. Unified Lending is your premier mortgage lender located in the beautiful Wasatch front.


We take great pride at Unified Lending in educating our customers and in keeping them informed during the loan process: from our low rates and fees to our outstanding customer service, everything we do is aimed at improving your experience so you can continue to do the things you love.

Give us a call today to find out how we can help you with your financing needs:

(801) 960-2111


We'd love to hear from you




 Before we were a business, we were people. 
People with families. 
People that were first time home buyers.
People that had no idea what we were doing the first time we bought a home. 

Now we're a small team making sure you have everything you could possibly hope for when buying a home.

Click below to get to know us better. 

Bradley Johnson

"I wholeheartedly recommend Spencer Stott and Unified Lending. I am especially appreciative for the Unified Heroes Program they offer.From start to finish the process was great. Documents were easily uploaded and pre-approval was a breeze. He also referred us to an amazing Realtor. His whole team was great about communicating and helping us through the loan application and final closing process..."

Rob Whitaker

"This was the easiest and quickest experience that I have had with a refinance. Every member of the unified lending team was exceptional. I would highly recommend them without reservation."

Erika Corado

"I have worked with Spencer on two new home loans and a refinance. I am a very anxious person and going into home buying blind only made my anxiety worse. Spencer and his team always made sure I understood what was going on and calmed my worries. I never had to wonder what was happening with my loan because they were always sending me updates. I shopped around before going with Spencer on all 3 loans and he was always able to get me a better rate. He is trustworthy and an all-around nice guy!"




A Step by Step guide to your home purchase. 



Learn if you could save money on your loan by refinancing. 



Estimate what your mortgage

payments could be. ​

Want more ways to save money?

Check out our Unified Heroes Program. 

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As we express our gratitude we must remember the highest appreciation is not to utter words, but to live by them.

-John F Kennedy  

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10808  S River Front Pkwy Suite 393,

South Jordan UT

NMLS #134614

Company NMLS #1721971

Privacy Policy 

© 2023 by Unified Lending. 

Business Hours:

Mon: 9:00 AM – 5:00 PM

Tue: 9:00 AM – 5:00 PM

Wed: 9:00 AM – 5:00 PM

Thu: 9:00 AM – 5:00 PM

Fri: 9:00 AM – 5:00 PM

Sat/Sun: Closed